privacy policy

OUR LIFE COVERED℠ is the marketing and sales site of the agency, My Life Covered LLC (“the Agency”), which is licensed to sell life and health insurance.

This statement discloses the privacy practices for the Agency website, and includes:

  • What information is gathered/tracked
  • How the information is used; and
  • Who information is shared with.

Questions regarding this statement should be directed by email to info@mylifecoveredagency.com.

Summary

The Agency website collects no personally identifying information about individuals except when specifically and knowingly provided by such individuals. Except as described in this Statement, the Agency will not release any of said information about you without your permission, unless permitted or required by law.

What Information the My Life Covered LLC Website Collects

The Agency websites gather aggregated tracking information such as IP addresses and home server information. These websites do not contain any functionality to respond to or honor Web browser do not track signals or other similar mechanisms, and thus does not respond to or honor such signals or mechanisms. These websites do not enable third parties to collect personally identifiable information about an individual consumer’s online activities over time and across different websites when a consumer visits this website.

Agent Contact Request Forms

When you would like to have an agent contact you, we will ask you for:

  • your name
  • your phone number
  • your email address

Our agency and agents are licensed to sell life and health insurance in all States and the District of Columbia. (Click here for more information)

Customer Service Request Forms

In addition to our customer service number, we also provide our customers with a means to communicate with us 24 hours a day using our customer service email forms (Click here to Contact Us). In order to provide you with the service you need the most efficient way possible, we will ask you for some or all of the following information:

  • your name
  • your social security number
  • your street address
  • your policy number (if applicable)
  • your Insurance Service Account number (if applicable)
  • your phone number
  • your email address

This information is for our internal use to service your request, so that we or our administrators may access your customer information. It is not shared with any other third party, unless permitted or required by law.

Interactive Forms or Calculators

Any other interactive forms or calculators on this website are there for your information only. The Agency does not track, retain, or use any of the data input into these forms, nor is the data in any way linked to you as an individual.

Cookies and Web Beacons

A cookie is a small piece of information a website can store on your computer. This small text file contains a unique identification number that is transferred from a website to the hard drive of your computer so that the site administrator may identify your computer and passively track its activities on the website. This unique number identifies your Web browser to our computer system whenever you visit our site. A cookie will not allow a website to learn any personally identifiable information (such as your real name and address) that you have not otherwise disclosed.

Cookies are currently used on most major websites and have become an industry standard. Most Web browser preferences can be adjusted to alert you that a cookie will be sent to your hard drive, or you can refuse to receive a cookie. While this website does not require you to use cookies, it is possible that certain services may not function properly if you choose to refuse to receive a cookie.

Clear GIFs or single-pixel GIFs, known as Web beacons, are small files that are placed on Web pages. Web beacons work with cookies and assist in gathering website statistics such as unique visitors and the number of times individual pages are displayed. This site also contains links to the Agency pages of several third party social media websites and additional links to third party websites that may appear as a “Like” button or as a “Share” button inside of a Share control box contained on several pages on this website. When you click on any such links, the third party website may send a session cookie or a persistent cookie to your computer. Please review the online privacy statements of such third-party websites for information regarding the online privacy practices of such websites.

Also, when you visit one of the pages on this website that contains a share control box, a third party known as AddThis sends a persistent cookie to your computer. For more information on the online privacy practices of AddThis, please review the AddThis privacy policy located in the bottom right corner of the Share control box.

This website may contain hyperlinks or links, to and from other Internet sites. These sites may have different privacy practices from our website. Our Online Privacy Statement applies solely to our site. Please review the online privacy statements of any other Internet sites you may visit. These links also do not imply an affiliation between the Agency and the site owner, or any endorsement, approval, or verification of any content contained on other websites.

Aggregated Tracking Information

To enable us to continually improve on the content we offer our users, as well as for systems administration purposes, we collect aggregate information site wide. This gives us an idea of which parts of our site users are visiting. We do capture IP addresses to track a user’s activity on the site.

Commitment to Confidentiality

Our commitment to confidentiality is a top priority of the Agency. We are committed to maintaining the highest level of confidentiality with all of the information we receive from our customers, including the information received from this website.

This website does not contain or have access to information provided to us as part of insurance underwriting, policy service, or claims.

Changes and Revisions

We reserve the right to amend this Statement from time to time. Any material change to our online privacy practices will be reflected in this Online Privacy Statement. We will indicate the date this Statement was last updated.

For More Information

This website is maintained by My Life Covered LLC IT Support, located at 16600 Swingley Ridge Road, Chesterfield, MO 63017. Visit the Contact Us section for additional information.

Last revised: April 2017