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It's never too early to start taking steps to help protect your loved ones.

Get a quote and apply for life insurance today – so you can spend more time enjoying your loved ones, and less time worrying about their financial future.
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She's my world, and because of life insurance, I have the confidence knowing that if the unexpected were to happen, there will be money available to help take care of her.
- Jess Oakes
Make-it-Happen Mom and Owner of Positively Oakes
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why do I need life insurance?

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FOR PEACE OF MIND

You are the backbone of your family, but what happens when you’re gone? A life insurance policy can help provide your family with the money they need to help cover debt and other expenses they may encounter in your absence. As a result, your family may be able to continue to live the lifestyle they're accustomed to.

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FOR EXTRA PROTECTION

Even if you have life insurance through your employer, it might not be enough. And if you change jobs you could lose valuable life insurance protection. Most households need at least 5 years of income replacement** in order to help protect their loved ones against loss of income.

Expenses add up quickly, and we want those who may rely on you to be better protected from the unexpected.

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Free Guide
8 Mistakes To Avoid When Shopping For Life Insurance
Avoid these 8 common mistakes and be better prepared to shop for life insurance.

why choose term life insurance

FOR YOU

With a 20-year policy, your rate will stay the same during this time period.

In addition, your benefit amount will stay the same.

FOR YOUR FAMILY

Your family will have access to 100% of the funds with either a lump sum or monthly payout.

The money received is income tax free.

a personalized experience

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You deserve to feel comfortable when making important life decisions. Our Life Coveredsm insurance advisors can help you choose from among the most competitive options based on your individual needs. We deal with the insurance companies directly, so you can spend less time on the boring stuff and more time with your family.

WHAT YOU'll GET:

  • A customized policy with a reputable insurance company
  • Lifetime support from a trusted Our Life Coveredsm insurance advisor
  • Confidence that your family is better protected

a simple solution

EASY TO COMPARE

Compare the most up-to-date rates. Our technology is connected to leading life insurance companies, so we're able to keep up with any product updates. This ensures that you find accurate rates.


AFFORDABLE RATES

Get the right coverage at the right price. We work with top-rated insurance companies to bring you competitive rates. Spend less time shopping for life insurance and more time with your loved ones. 

We help protect American families - like yours - with $50 million of life insurance coverage in force.

Join Our Family

Coverage as low as $10/mo.*
Personalized rates in less than 2 mins.

life insurance experience provided
for women by women

 

We know you have a lot on your plate, and you don't have a lot of time.
We've been there, too.

 

That's why Our Life Coveredsm has simplified the process of comparing life insurance policies for you, which means that you can choose from among the best options for you in the least amount of steps. We work with trusted life insurance companies to bring you competitive rates. Think of us as your life insurance concierge. Spend less time shopping for life insurance and more time with the ones you love.

Love,

how it works

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COMPARE

We provide multiple, unbiased quotes that let you compare plans and prices. There will be no pressure to buy and no personal questions asked.


SELECT

Decide on the option that meets your needs and budget.


APPLY

Begin your application online or over the phone. Your advisor will help you complete your application and guide you through the process. You also have the option to give us a call whenever you’re ready to talk to an advisor.


CONNECT

Connect with one of our insurance advisors who will help you complete your application and purchase. But your support doesn’t stop here. Contact your advisor when you have questions or need to make any changes regarding your policy.

top 5 most asked questions

FREE GUIDES

Our educational guides are designed to help you navigate the word of life insurance because you deserve to know how you can better protect your loved ones.

get the guides

Free Guides

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* Disclaimer: The example rate is for illustration purposes. Actual premiums and coverage will be based on age, gender, health history, certain underwriting criteria, state of residence, and tobacco usage. Certain policies may require a medical exam. Advertised products are for US residents only, which can be ideal for young families.

** https://www.limra.com/ownership